Working Past 65 & Medicare in Utah
Working past 65 in Utah? Learn what to review about Medicare, employer coverage, Part B timing and next steps before changing coverage.
Do I automatically need Part B at 65?
Not always. The right timing can depend on the type of employer coverage you or your spouse have. Before delaying Part B, verify whether your current coverage is considered active employer coverage and how it coordinates with Medicare.
How does employer size affect Medicare decisions?
Medicare coordination rules can differ depending on the employer and coverage arrangement. Ask the benefits administrator how the plan pays after age 65 and confirm the Medicare rules that apply to your situation.
What should I compare before retiring?
Compare premiums, deductibles, provider access, prescriptions, dependent coverage and the timing for enrolling in Medicare. Do not cancel employer coverage until your Medicare effective dates are confirmed.
What if my spouse is on my employer plan?
Your Medicare decision can affect family coverage. Review what happens to a spouse or dependents before making changes to the employer plan.
Want help applying this to your situation?
Greg Davies has helped Utah insurance clients since 1997. Review your doctors, prescriptions, preferences and budget before choosing coverage.
Submit Medicare InformationCall Greg: (435) 767-1415