Turning 65? Start your Medicare planning here.
Medicare has deadlines and choices, but you do not have to sort them out alone. This Utah-focused guide gives you a practical starting point before you enroll.
Your Medicare starting checklist
When should I start planning?
Start before your 65th birthday so you have time to understand enrollment timing, employer coverage rules, doctors, prescriptions and budget.
What information should I gather?
Make a current list of doctors, prescriptions, preferred pharmacies and any employer or retiree coverage. Those details can materially affect which option fits.
Do I automatically need every part of Medicare at 65?
Not always. Your enrollment decisions can depend on Social Security status and qualifying employer coverage. Confirm the rules that apply to your situation before delaying coverage.
The coverage decision
Original Medicare plus a Supplement
Original Medicare provides Part A and Part B. Some beneficiaries add a Medicare Supplement policy and separate Part D prescription coverage.
Medicare Advantage
Medicare Advantage is another way to receive Medicare benefits through a private plan. Networks, cost sharing, drug coverage and additional benefits vary by plan and service area.
Want personal help with your Medicare choices?
Tell Greg about your doctors, prescriptions and priorities, and start with the options that fit your situation.
Submit Medicare InformationCall Greg: (435) 767-1415