Choosing the Right Health Insurance Plan

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Utah chooses the Federal Health Insurance Marketplace
Aug 8, 2014 -

Utah has decided to use the Federal Health Insurance Exchange for residents of Utah that want to see if they get a subsidy for the new ACA Affordable Care Act "ObamaCare" health plans. The annual enrollment for these plans begins October 1, 2013. The new plan will begin on January 1, 2014.

According to the Deseret News article 8/22/13 "Utahns shopping for health insurance through the online marketplace created by the Affordable Care Act will have at least 99 plan choices, the state insurance department said Thursday. Although costs will vary statewide, a 27-year-old living in Salt Lake County could pay as little as $162 a month for an insurance plan that will cover 70 percent of his or her medical costs, according to a preliminary analysis by the department. For a family that includes a pair of 40-something parents with three or more children under age 21, monthly plan costs could range from $623 to $978." According to all ObamaCare Subsidy Calculators, the actual cost for a family with "a pair of 40-something parents with three or more children under age 21" is more like $1,026 for the Silver plan. They could get the price down to $623-$978 range by having an income in the range of $81,000 to $104,000 annual Adjusted Gross Income. But if they are making a lot less than that, they would pay even less!